2026 Energy Rebate and Incentive Programs Available to Ontario Homeowners

Learn about Ontario's 2026 home energy rebates, grants, and financing programs. Discover how homeowners can save on insulation, heat pumps, windows, and more.

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7/10/20262 min read

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If you're planning home improvements, several programs may help reduce the cost of energy-efficient upgrades. Depending on your eligibility, you could save hundreds—or even thousands—of dollars while making your home more comfortable and energy efficient.

Ontario Home Renovation Savings Program

This is Ontario's primary energy rebate program for homeowners. Eligible upgrades may include:

  • Attic, wall, and basement insulation

  • Cold-climate heat pumps

  • Windows and exterior doors

  • Air sealing

  • Smart thermostats

  • Heat pump water heaters

  • Solar panels and battery storage

Depending on the improvements completed, homeowners may qualify for rebates worth several thousand dollars.

Learn more: https://homerenovationsavings.ca/

Enbridge Home Winterproofing Program

Income-qualified homeowners may be eligible for free home energy upgrades, including:

  • Insulation

  • Air sealing (draft proofing)

  • Smart thermostats

  • Home energy assessments

These improvements can increase comfort while lowering heating costs.

Learn more: https://www.enbridgegas.com/ontario/rebates-energy-conservation/home-winterproofing-program

Ontario Electricity Support Program (OESP)

The Ontario Electricity Support Program helps lower-income households by providing a monthly credit directly on their electricity bill.

Eligibility is based on household income and the number of people living in the home.

Learn more: https://ontarioelectricitysupport.ca/

CMHC Eco Plus Program

Homebuyers purchasing an energy-efficient home with CMHC-insured mortgage financing may qualify for a partial refund of their mortgage loan insurance premium.

Benefits may include:

  • Up to a 25% refund on the CMHC insurance premium

  • Eligibility for new energy-efficient homes or qualifying energy-efficient renovations

Learn more: https://www.cmhc-schl.gc.ca/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products/cmhc-eco-plus

Better Homes Ottawa Loan Program

Available to eligible Ottawa homeowners, this program provides affordable financing for energy-efficiency upgrades.

Eligible projects may include:

  • Heat pumps

  • Insulation

  • Solar panel systems

  • Electric vehicle (EV) chargers

  • Windows and doors

  • Air sealing

Program highlights include:

  • Financing of up to $125,000

  • Repayment through your property tax bill

  • Competitive interest rates

  • No penalty for early repayment

Learn more: https://betterhomesottawa.ca/rebate-and-incentive-programs/better-homes-loan-program/

Before You Start Any Renovation

Before investing in major upgrades, consider scheduling a professional home inspection. A comprehensive inspection can identify existing issues—such as insulation deficiencies, moisture intrusion, ventilation concerns, or aging mechanical systems—helping you prioritize improvements and make the most of available rebate programs.

Disclaimer: Program eligibility, funding, rebate amounts, and application requirements may change. Always verify current information on each program's official website before beginning any renovation project.

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